Few things you should know about COOLBUCKS

CoolBucks is a Fintech that aims to provide effective and custom loan services to public sector individuals, salary/payday earners, and people aspiring to fund their education goals.

Who We Are

CoolBucks is a Fintech that provides unsecured loans (without collateral) within minutes of completing your application. Depending on your profile, we can disburse within 5minutes to 24 hours of completing our application. We can provide you up to N5,000,000 within minutes. We provide Smart Money Solutions.

We are team of local and international professionals that have developed a smart Fintech platform that uses thousands of data points to profile customers and deliver financial services to everyone including the financially excluded. We hope to expand across Africa and Europe in three years

What We Do

We offer small ticket loans from N15,000 to our low income customers and up to N5,000,000 to our high income customers. The customers within our network can access our loans within 30 minutes.

We are integrated with a number of platforms and we use our advanced Fintech, combining both local and international experiences to deliver loans within 30 minutes. We adopt a risk based pricing approach and offer our customers one of the lowest risk adjusted rates in the industry. We are highly operationally efficient and we pass on the savings to our customers as lower interest rates.

Meet The Board

Our Team

Csaba Szentpetery

Director

An Experienced Banking Executive with 23+ years in the banking industry. He currently consults for Kreditech, a multi-national online lender, to drive their business and explore expansion/growth opportunities in Europe and Africa.

Global consultant (3 years)
MD/CEO, RenMoney (1 year)
Managing Director, EMEA Cards, GE Capital (2 years)
Deputy CEO, Budapest Bank, GE Money Bank (6 years)
Retail Banking experience at Citigroup, (20+ years

Ikenna Ajator

CEO

A Chartered accountant and an experienced banking executive with 14+ years in the financial services industry.

Chief Financial Officer & Director, RenMoney MFB Limited (4 years)
Asst. Financial Controller, AFC (1 year)
Head, Financial Analysis & Technical Matters, UBA (4 years)
Senior Associate, KPMG (5 years)
Access Bank (1 year)

Mike Nwanolue

Director

An experienced executive with 13+ years in financial advisory, investor relations & corporate strategy.

Investor relations executive, Afrexim Bank, Cairo, Egypt (1 year).
Acting Managing Director, Cedar Express Limited
Group Executive Strategy and Structured Finance, Greenwich Trust Limited (4 years)
Investment Analyst, United Capital PLC (1 year)
Investor Relations Manager, UBA group (4 years)

F.A.Q.

Have any Question?

What are the interest rates and repayment terms?

We offer a long term repayment plan as long as nine months to one year. Our interest rates varies between 3% to 4%, depending on the amount requested to be loaned.

How long does it take to receive the funds once approved?

Once approved, customers will receive the funds within 24 hours. So far, we have been able to disburse funds within 2 hours.

What documents are required to apply for a loan?

Customer Full Name
BVN
Passport Photograph
Staff ID Card
Email Address
IPPIS/ Service Number

Can I apply for a loan online or is an in-person visit necessary?

You can apply for a loan both online and in person. To apply online, click the online button on our website and follow the instructions. You can also apply for a loan by calling our contact centre on 012292936, 08166038292

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